Crossroads Pipeline Company

First Revised Volume No. 1

Effective Date: 09/10/2007, Docket: RP07-567-000, Status: Effective

Second Revised Sheet No. 72 Second Revised Sheet No. 72 : Effective

Superseding: First Revised Sheet No. 72

GENERAL TERMS AND CONDITIONS

(Continued)

(4) If Shipper does not meet the criteria described above,

then Shipper may have the Transporter evaluate its creditworthiness

based upon the level of service requested. That credit appraisal

shall be based upon Transporter’s evaluation of the following

information and credit criteria:

(i) S&P and Moody’s opinions watch alerts, and rating

actions will be considered in determining creditworthiness.

(ii) Consistent financial statement analysis will be

applied by Transporter to determine the acceptability of

Shipper’s current and future financial strength. Shipper’s

balance sheets, income statements, cash flow statements, and

auditor’s notes will be analyzed along with key ratios and

trends regarding liquidity, asset management, debt management,

debt coverage, capital structure, operational efficiency, and

profitability.

(iii) Results of bank and trade reference checks and

credit reports must demonstrate that a Shipper is paying its

obligations in a timely manner.

(iv) Shipper is not operating under any chapter of the

Bankruptcy Code and is not subject to liquidation or debt

reduction procedures under State Laws. Transporter will make

an exception for a Shipper who is a debtor in possession

operating under Chapter XI of the Federal Bankruptcy Act, if

Transporter is adequately assured that the service billing will

be paid promptly as a cost of administration under the Federal

Court's jurisdiction.

(v) Whether Shipper is subject to any lawsuits or

judgments outstanding which would seriously reflect upon the

Shipper's ability to remain solvent.

(vi) Whether Shipper has any delinquent balances

outstanding for services provided previously by Transporter and

whether Shipper has paid its account balances according to the

terms established in its Service Agreements and whether any

deductions or payments were withheld for claims not authorized

by the Service Agreements.

(vii) Any other information obtained that is relevant to

Shipper's current and future financial strength.